Renaissance Asset Finance is a UK business finance lender operating as a subsidiary of private bank Arbuthnot Latham, which acquired the company in April 2017. Registered under Companies House number 08885289, the provider offers boutique commercial finance solutions backed by specialist asset valuation expertise. Their services cater primarily to high-net-worth individuals and small to medium-sized enterprises (SMEs) looking to fund high-value equipment, machinery, or transport solutions.
Business Finance Products Provided
Renaissance Asset Finance delivers a range of commercial funding structures designed to help businesses acquire, upgrade, or release equity from their physical assets. Their core financial product range includes:
- Asset Finance: Funding designed to facilitate the acquisition of essential operational machinery and equipment without large upfront capital outlays.
- Business Loans: Commercial loans structured around the needs of growing enterprises.
- Hire Purchase: A facility enabling businesses to spread the cost of an asset over an agreed term, ultimately owning the asset at the end of the agreement.
- Finance Lease: An arrangement allowing businesses to rent equipment for a set period, paying regular rental instalments.
- Asset Refinance / Sale and Leaseback: Solutions allowing companies to release working capital locked up in existing balance sheet assets by selling them to the lender and leasing them back.
Specialist Sectors and Ideal Customers
Renaissance Asset Finance operates a boutique model that relies on specialised underwriting and asset valuation. Their financial facilities are aimed at high-net-worth individuals and SMEs acquiring high-value vehicles or key production assets.
They focus on several key industry sectors, providing tailored underwriting for assets within:
- Agriculture
- Bus and Coach Transport
- Engineering
- Hard Asset and Classic Car Finance
- Heavy Commercial Vehicles (including Vehicle Finance options)
- Machinery and Manufacturing
- Waste and Recycling
Deal Sizes and Eligibility Criteria
Renaissance Asset Finance considers proposals within clear minimum and maximum funding parameters. The minimum deal size available is £10,000, while the maximum deal size reaches £4,000,000.
Whether sole traders are eligible for funding from Renaissance Asset Finance is not published by the lender. Business owners considering this provider should discuss specific corporate structure requirements with an intermediary.
Summary of Renaissance Asset Finance Key Facts
| Feature | Details |
|---|---|
| Provider Type | Lender |
| Parent Group | Arbuthnot Latham (acquired April 2017) |
| Companies House Number | 08885289 |
| Minimum Deal Size | £10,000 |
| Maximum Deal Size | £4,000,000 |
| Access Route | Broker, Intermediary |
| Sole Trader Availability | Not published |
How to Access Renaissance Asset Finance
Renaissance Asset Finance does not market direct retail applications to standard business applicants. Instead, their funding options are accessed via a broker or intermediary. Brokers present the funding proposal, complete with asset valuation details, to the lender's underwriting team on behalf of the commercial borrower.
Compare Business Funding Options with SME Money
Choosing the right funding partner depends on your specific industry, asset type, and financial situation. While Renaissance Asset Finance offers tailored solutions for high-value machinery and specialist transport, exploring the wider marketplace ensures you secure terms that align precisely with your business goals.
SME Money connects UK businesses with specialist brokers who search over 70 lenders to find the right funding without the bias of a single bank. Contact us today to compare options across top commercial lenders and find the right deal for your company.