Investec Asset Finance is a specialist bank providing asset-backed solutions and corporate funding to UK businesses. Operating under its parent group, Investec Asset Finance PLC, the bank caters primarily to professional practices and high-growth mid-market companies that require higher end asset finance solutions.
Investec Asset Finance provides a broad spectrum of specialist commercial lending products across the United Kingdom.
Feature | Details |
|---|---|
Provider Type | Bank |
Parent Group | Investec Asset Finance PLC |
Minimum Deal Size | £25,000 |
Maximum Deal Size | £10,000,000 |
Access Channels | Broker, Direct, Intermediary |
FCA Reference Number | 697349 |
Companies House Number | 00489604 |
Business Finance Products Offered
Investec Asset Finance provides a wide range of commercial funding options structured for established enterprises and specialist practices. The finance products available from the provider include:
Asset Finance: Solutions designed to help commercial clients obtain machinery, specialized equipment, and vehicles without depleting cash reserves.
Hire Purchase and Finance Lease: Capital agreements allowing firms to spread asset costs over structured repayment periods, with options to purchase or continue leasing upon contract completion.
Equipment Finance: Specialized financing arrangements tailored to fund core commercial tools, operational assets, and professional equipment.
Business Loans: Commercial loan facilities aimed at supporting enterprise growth, capital expenditure, and debt refinancing.
Invoice Finance: Cash flow facilities that enable businesses to unlock working capital tied up in outstanding customer invoices.
Revolving Credit / Line of Credit: Flexible working capital facilities providing ongoing access to capital up to a pre-agreed limit.
VAT and Tax Loans: Targeted borrowing options designed to assist companies in managing recurring tax obligations and large seasonal VAT payments.
Vendor / Supplier Finance: Point of sale finance structures enabling equipment suppliers to offer funding options directly to their business buyers.
Who Investec Asset Finance Suits
Investec Asset Finance focuses its lending activities on professional practices and high-growth mid-market firms. Its core specialisms center on asset finance, invoice finance, and business loans, particularly higher end asset finance structures. Professional practices, including legal, accounting, and healthcare firms, frequently require tailored funding to support partner equity transitions, office investments, or seasonal tax liabilities. High-growth mid-market companies needing substantial capital for fleet expansion, heavy machinery, or operational scaling also fit the provider's focus.
Key Eligibility Details and Deal Sizes
Businesses evaluating Investec Asset Finance should review the provider's standard funding parameters:
Minimum Deal Size: £25,000
Maximum Deal Size: £10,000,000
Sole Trader Eligibility: Investec Asset Finance does not publish details regarding whether it accepts sole trader funding applications.
Regulatory Identity: The bank operates under FCA firm reference number 697349 and Companies House registration number 00489604.
Because eligibility criteria can vary depending on company balance sheets, credit history, and asset valuation, commercial borrowers should carefully assess their financial requirements prior to application.
How to Access Investec Asset Finance
Investec Asset Finance distributes its products through three primary channels:
Direct Access: Companies can contact Investec directly via its official digital portal or commercial banking teams.
Brokers: Independent commercial finance brokers can present lending applications on behalf of business clients to secure suitable funding structures and comprehensive Investec products and rates to multiple lenders.
Intermediaries: Professional advisors and financial intermediaries connect business clients with Investec's specialized lending units.
Compare Options with SME Money
Choosing the right commercial finance agreement requires comparing rates, terms, and structures across the broader market. While Investec Asset Finance offers high deal caps and specialized products for mid-market firms, exploring alternative options ensures you secure the best fit for your circumstances.
SME Money connects UK businesses with specialist brokers who search over 70 lenders to find the right funding without the bias of a single bank. Working with an experienced broker gives you access to full market coverage, helping you evaluate asset finance, loans, and working capital options with total transparency.