Kingsley Asset Finance Limited is an independent UK business lender established in 1995. The company specialises in tailored funding solutions for small and medium-sized enterprises (SMEs), corporate clients, and professional practices across the United Kingdom.
Unlike traditional high street banks that rely heavily on automated credit scoring, Kingsley Asset Finance uses flexible commercial underwriting to evaluate each application on its own merit, enabling them to fund older equipment and navigate complex credit profiles.
Business Finance Products Offered
Kingsley Asset Finance provides a range of funding options designed to support business growth, asset acquisition, and working capital management. Their core commercial finance products include:
Hire Purchase: A funding option for acquiring machinery, vehicles, and equipment where ownership transfers to the business upon completion of full payment.
Finance Lease: A structure allowing businesses to use essential equipment over an agreed term without acquiring full legal ownership, paying structured rental instalments.
Asset Refinance and Sale and Leaseback: Solutions that enable businesses to release capital tied up in existing unencumbered or partially paid assets to raise working capital.
Business Loans: Unsecured professional practice loans ranging from £25,000 to £75,000, designed for professional service firms. Facilities under £25,000 are considered for limited companies, LLPs, and practices with four or more partners. Secured commercial loans are also available.
If you are looking for specialised asset funding or commercial finance, you can explore options like Asset Finance, Equipment Finance, and Vehicle Finance, or review unsecured and secured Business Loans at SME Money. By comparing multiple providers out technology can help you find the right lender for your business, aging you time and mutiple lender applications
Kingsley Asset Finance Overview
Feature | Details |
|---|---|
Lender Name | Kingsley Asset Finance Limited |
Established | 1995 |
Minimum Deal Size | £10,000 |
Maximum Deal Size | £500,000 |
Unsecured Practice Loans | £25,000 to £75,000 |
Access Channels | Broker, Direct, Vendor |
Sole Trader Eligibility | Not published |
Companies House Number | 03957532 |
FCA Firm Reference Number | 724361 |
Who Kingsley Asset Finance Suits
Kingsley Asset Finance is designed for UK SMEs, corporate clients, and professional practices seeking manual, human underwriting rather than automated lender scoring. They suit businesses requiring finance for non-standard assets, such as older equipment or specialized commercial vehicles, as well as firms with complex credit histories that mainstream banks may reject. Key sectors they specialize in include construction, agriculture, transport, and professional practice firms.
Eligibility and Funding Limits
General deal sizes across Kingsley Asset Finance products range from a minimum of £10,000 to a maximum of £500,000. For unsecured professional practice loans, standard amounts range between £25,000 and £75,000. Facilities under £25,000 are considered for limited companies, LLPs, and practices with four or more partners. Kingsley Asset Finance does not publish specific criteria regarding sole trader eligibility. Every application is evaluated individually based on commercial merit and asset value.
How to Access Kingsley Asset Finance
Businesses can access products from Kingsley Asset Finance through three main channels:
Brokers: Commercial finance brokers can submit applications on behalf of business clients.
Direct: Applicants can reach out directly to the lender via their website at https://www.kingsleyassetfinance.co.uk.
Vendors: Equipment and machinery vendors can offer Kingsley Asset Finance facilities at point of sale to commercial buyers.
Compare Business Funding Options With SME Money
Choosing the right lender depends on your company's credit profile, trading history, and asset requirements. SME Money connects UK businesses with specialist brokers who search over 70 lenders to find the right funding without the bias of a single bank. Whether you require asset finance, practice loans, or vehicle funding, comparing options ensures you secure terms suited to your commercial goals.