Founded in 1989, Tower Leasing is a UK asset finance funder and credit broker. It provides equipment leasing, business loans, and alternative funding solutions to businesses across the United Kingdom. Tower Leasing operates a dual funding model, combining its own own-book lending capabilities with access to an extensive panel of third-party funders. In April 2026, Tower Leasing expanded its capabilities by completing the acquisition of Media Lease, a specialist broker in media and broadcast finance.
Business Finance Products Offered by Tower Leasing
Tower Leasing provides a broad range of funding options directly from its own balance sheet, while also acting as an intermediary for products provided by external lenders.
Direct Products (Own-Book Lending)
Asset Finance: Helps companies acquire or upgrade essential commercial assets without requiring large upfront capital expenditure. Find out more about Asset Finance options across the UK market.
Hire Purchase: A structured payment agreement that allows a business to spread the cost of equipment or commercial vehicles over time, taking full ownership at the end of the term.
Finance Lease: A flexible funding structure that allows a business to hire equipment for the majority of its functional lifespan without taking immediate legal ownership.
Operating Lease and Contract Hire: Solutions designed for renting assets, particularly commercial vehicle fleets, where short-to-medium term usage is required without taking ownership.
Asset Refinance and Sale and Leaseback: Options designed to release tied-up equity from existing machinery, vehicles, or equipment to boost cash flow.
Vendor and Supplier Finance: Joint programmes that allow equipment suppliers and manufacturers to offer point-of-sale financing directly to their business customers.
Products Arranged via Third-Party Panel
In addition to its direct funding products, Tower Leasing acts as a credit broker to arrange funding through external financial institutions:
Business Loans: Unsecured and secured commercial loans to fund working capital, recruitment, or business expansion. Explore Business Loans to compare funding routes.
Invoice Finance: Facilities that allow businesses to leverage unpaid customer invoices for immediate cash flow. Learn how Invoice Finance works for growing firms.
Merchant Cash Advance: Capital facilities repaid flexibly as a set percentage of daily card terminal sales.
Commercial Mortgages, Bridging, and Development Finance: Specialised property loans designed for commercial purchases, short-term property bridging, or building developments.
Tower Leasing is also an accredited lender for government-backed funding schemes, such as the Growth Guarantee Scheme, supporting eligible UK firms seeking expansion funding.
Key Facts and Product Summary
The table below highlights essential information and key facts about Tower Leasing:
Feature | Details |
|---|---|
Company Name | Tower Leasing (towerleasing.co.uk) |
Founded | 1989 |
Business Type | Lender and Credit Broker |
Minimum Deal Size | £1,000 |
Maximum Deal Size | £1,000,000 |
Sole Trader Eligible | Yes |
Government Schemes | Accredited for Growth Guarantee Scheme |
FCA Reference Number | 667945 |
Companies House Number | 02296333 |
Who Tower Leasing Suits and Eligibility Criteria
Tower Leasing caters to a broad cross-section of UK enterprises, ranging from brand new startups to established SMEs and corporate entities. It accepts applications from sole traders as well as limited companies, offering accessible funding solutions across various business stages.
The provider specialises in Equipment Finance, hard and soft asset leasing, Vehicle Finance, merchant cash advances, and vendor finance schemes. Funding amounts start from a minimum deal size of £1,000 up to a maximum deal size of £1,000,000, making it suitable for minor office equipment acquisitions as well as substantial capital asset investments.
How to Access Funding from Tower Leasing
UK businesses can access commercial finance from Tower Leasing through four main routes:
Direct: Applying directly to Tower Leasing online or through their direct sales team.
Broker: Working through an independent finance broker who submits a funding application on your behalf.
Intermediary: Connecting via financial advisers and accountants who introduce client funding requirements.
Vendor: Utilizing Tower Leasing finance facilities at point-of-sale through participating equipment vendors and distributors.
Comparing Your Funding Options with SME Money
Selecting the right asset finance facility or loan depends on your specific financial position, business goals, and asset preferences. While Tower Leasing combines both direct lending and credit brokering, comparing alternatives across the wider financial market ensures you obtain competitive rates and terms suitable for your enterprise.
At SME Money, we connect UK businesses with specialist brokers who search over 70 lenders across the market. Rather than relying on a single bank or broker panel, SME Money helps you review funding solutions without bias. Whether you need equipment leasing, working capital loans, or invoice funding, SME Money makes it easy to evaluate your options side by side.