Playter, also known as Playter Pay, is an unsecured SME lender and B2B Buy-Now-Pay-Later provider based in the UK. Registered under Companies House number 11376064 and FCA firm reference number 986360, Playter provides short-term cashflow loans and payables credit facilities to help UK businesses manage their cashflow and supplier invoices. In December 2025, Playter was acquired by parent group Shawbrook Bank Limited.
Business Finance Products Offered by Playter
Playter specializes in working capital solutions, credit lines, and payables management for corporate clients. The provider offers several business finance solutions:
- Business Loans: Unsecured short-term business loans designed to support cashflow needs and corporate growth.
- Revolving Credit / Line of Credit: Flexible flexi-loans and credit lines that allow companies to draw down funds as working capital needs arise.
- VAT and Tax Loans: Dedicated financing options that allow businesses to spread tax and VAT bills into manageable installments.
- Vendor / Supplier Finance: B2B Buy-Now-Pay-Later facilities and vendor finance programmes that help businesses manage trade credit and supplier payments.
All loans provided by Playter are unsecured. However, platform rules stipulate that for Boost loans, a personal guarantee is required from a UK homeowner director or shareholder.
Who Playter Suits: Eligibility and Deal Sizes
Playter targets established UK corporate entities seeking flexible unsecured cashflow financing or payable credit lines. Access to the Playter platform is strictly limited to UK Limited Companies. Playter does not provide financing to sole traders.
To be eligible for funding from Playter, businesses must meet the following criteria:
- Business Structure: Must be registered as a UK Limited Company.
- Trading History: Must have been actively trading for at least 12 months.
- Turnover Requirement: Must demonstrate a minimum annual turnover of £250,000.
- Facility Limits: Playter offers finance with a minimum deal size of £1,000 up to a maximum deal size of £1,000,000.
Playter Product Summary and Key Facts
| Feature | Details |
|---|---|
| Provider Type | Lender (Acquired by Shawbrook Bank Limited in Dec 2025) |
| Products Offered | Business loans, Revolving credit / line of credit, VAT and tax loans, Vendor / supplier finance |
| Specialisms | B2B PayLater, Working capital, Unsecured loans, Flexi-loans, Vendor finance programmes |
| Deal Size Range | £1,000 to £1,000,000 |
| Security Required | Unsecured (Personal guarantee from UK homeowner director/shareholder for Boost loans) |
| Eligible Business Types | UK Limited Companies only (No sole traders) |
| Minimum Requirements | 12 months trading history, £250,000 minimum annual turnover |
| FCA Firm Reference | 986360 |
| Companies House Number | 11376064 |
How to Access Playter Funding
Playter finance facilities can be accessed through multiple application routes depending on the company's preferences and supplier relationships:
- Direct: Business owners can apply directly through Playter's website at https://www.playter.co.
- Vendor: Payables credit and B2B pay-later programmes can be accessed directly at the point of sale via participating vendors and supplier networks.
- Broker: Commercial finance brokers can submit funding applications to Playter on behalf of client businesses.
Comparing Funding Options with SME Money
Choosing the right finance facility depends on your trading history, borrowing limits, and security preferences. While Playter offers short-term unsecured cashflow financing and B2B pay-later solutions for UK Limited Companies, exploring alternative lenders across the market ensures you find the optimal terms for your commercial goals.
SME Money connects UK businesses with specialist brokers who search over 70 lenders to find the right funding, without the bias of a single bank. Whether you require working capital, trade facilities, or general Business Loans, our broker network helps you review suitable options for your business.