Revolve

Revolve is a UK business finance provider that offers working capital facilities to small and medium-sized enterprises across the UK. Formerly known as Seneca Trade Partners, Seneca Trade Partners Ltd, and Seneca Trade Finance Ltd, the company was acquired by iO Finance Group in 2025. Today, Revolve focuses on delivering flexible financial solutions, including trade finance, stock funding, revolving credit lines, and tax facility loans to help growing businesses manage their working capital requirements.

Business Finance Products Offered by Revolve

Revolve provides a variety of specialized commercial funding options directly to businesses. Their primary product portfolio includes the following facilities:

• Business loans: Structured term funding facilities designed to provide capital injections for commercial purposes. You can also explore general Business Loans to see how alternative lenders structure term finance.
• Revolving credit and lines of credit: Flexible working capital facilities that allow businesses to draw down funds, make repayments, and draw down capital again as operational cashflow demands dictate.
• Trade, stock, and supply chain finance: Funding arrangements designed specifically to assist companies with purchasing inventory, handling import expenses, and funding commitments along the supply chain.
• VAT and tax loans: Specialized facilities meant to spread the cost of quarterly VAT bills and other tax liabilities into manageable recurring payments.

Specialisms and Who Revolve Suits

Revolve focuses its lending activities on UK small and medium-sized enterprises that require ongoing liquidity. Their core areas of specialism comprise trade and manufacturing cashflow, business loans, and dedicated VAT and tax loan facilities.

These products are structured to support businesses operating in specific sectors, including:

• Importers: Companies purchasing goods from international suppliers that require cash to fund stock purchases before revenues are realized.
• Wholesalers: Businesses managing substantial inventory volumes and cashflow gaps between supplier payments and customer collections.
• Manufacturers: Enterprises buying raw materials and funding production runs where customer payment terms create cashflow lags.
• Retailers: Merchants needing to purchase seasonal stock or manage inventory spikes ahead of key sales periods.

Eligibility Criteria and Deal Sizes

When considering business finance through Revolve, applicants should review the lender's established deal limits and operational framework:

• Minimum deal size: £25,000
• Maximum deal size: £300,000

Revolve does not publish details regarding whether sole traders are eligible for its facilities. In terms of regulatory and legal details, the business carries Companies House number 10304563 and holds FCA firm reference number 982273. Note that commercial lending to limited companies is unregulated in the UK.

How to Access Revolve Funding

Revolve operates as a direct commercial lender. Business owners who wish to apply for revolving credit, trade finance, stock funding, or VAT loans can approach the provider directly through their official website at https://revolveloans.com. Direct application routes typically require providing commercial financial accounts, details of trade transactions or tax obligations, and standard corporate documentation.

Compare Business Finance Options with SME Money

While Revolve provides tailored working capital and trade finance facilities, comparing multiple options helps ensure your business selects the best financial structure for its needs. SME Money connects UK businesses with specialist brokers who search over 70 lenders to find the right funding without the bias of a single bank. Comparing options across the market allows you to evaluate revolving lines, term loans, and trade facilities side by side before committing to a provider.