Compass Business Finance is an independent UK business finance company operating as both a lender and a broker. Established in 2005 and based in Tonbridge, Kent, the firm provides flexible funding solutions to help businesses navigate their financial requirements and support long-term growth. Operating across various specialist industries, Compass combines direct funding capabilities with brokerage services, providing access to both internal products and third-party financial arrangements.
Business Finance Products Offered
Compass Business Finance delivers a wide selection of commercial funding options tailored to different capital needs. Key funding options provided directly or arranged via its broker network include:
- Business loans for general commercial growth, tax, and working capital needs.
- Asset finance, hire purchase, and finance lease structures for acquiring machinery and capital assets.
- Equipment finance, operating leases, and contract hire solutions.
- Invoice finance and revolving lines of credit to manage cash flow.
- Asset refinance and sale and leaseback facilities to release equity tied up in existing company assets.
- Commercial mortgages, bridging loans, and development finance for property projects.
- Dedicated VAT and tax loans.
Additionally, Compass Business Finance is an accredited lender for government-backed schemes, including the Growth Guarantee Scheme, helping UK firms access supported commercial credit facilities.
Who Compass Business Finance Suits
Compass Business Finance focuses on specific market sectors where specialized asset knowledge is required. Its primary specialisms cover print, packaging, engineering, construction, agriculture, and professional service firms. The provider also places a strong emphasis on sustainability and green projects, funding renewable energy initiatives and eco-friendly machinery upgrades. Specialist manufacturers seeking tailored equipment leasing solutions often utilize Compass due to its sector-specific expertise and relational approach to underwriting.
Eligibility, Deal Sizes and Registration Details
When evaluating suitability, business owners should note that Compass Business Finance does not publish fixed minimum or maximum deal sizes. Specific borrowing limits depend on individual business circumstances, sector risks, and asset value. Similarly, whether sole traders are eligible for funding is not published by the provider.
Compass Business Finance is authorised and regulated by the Financial Conduct Authority under FCA firm reference number 619678. Its registered Companies House number is 05649414.
Provider Overview and Key Facts
| Feature | Provider Details |
|---|---|
| Company Type | Lender and Broker |
| Established | 2005 |
| Headquarters | Tonbridge, Kent |
| FCA Reference Number | 619678 |
| Companies House Number | 05649414 |
| Government Schemes | Accredited for Growth Guarantee Scheme |
| Minimum Deal Size | Not published |
| Maximum Deal Size | Not published |
| Access Method | Direct |
How to Access Compass Business Finance
Businesses interested in securing funding directly through Compass Business Finance can apply direct via their official website or telephone contact. Because Compass operates as both a lender and broker, they evaluate whether to fund the agreement directly or place it through an external partner depending on the complexity and structure of the transaction.
Compare Business Finance Options with SME Money
While contacting a single provider directly is an option, exploring the broader market ensures you secure competitive rates and structures for your specific situation. At SME Money, we connect UK businesses with specialist brokers who search over 70 lenders to find the right funding without the bias of a single bank or broker. Whether you need asset finance, working capital, or structured property loans, comparing options across multiple lenders gives you clarity and confidence before making a commitment.