Performance Finance is an established UK lender that provides tailored commercial funding for professional practices, healthcare providers, and specialist businesses. Operating as a direct lender, Performance Finance offers structured credit facilities designed to support capital expenditure, equipment acquisition, and ongoing operational cash flow.
Performance Finance Business Products
Performance Finance provides a range of business finance products tailored to commercial entities and professional practices. While the provider also offers personal finance options to individuals, the following summary focuses strictly on its commercial funding solutions.
Business Loans: Structured term facilities that assist businesses with general working capital, practice acquisitions, expansion projects, or operational investments. For broader market comparison on borrowing facilities, visit our Business Loans page.
Asset Finance: Commercial asset funding designed to help firms acquire essential equipment without depleting cash reserves. To learn about alternative asset funding options across UK lenders, explore Equipment Finance options.
Hire Purchase: An asset finance arrangement allowing businesses to pay for equipment in regular instalments, leading to full ownership of the asset at the end of the agreed term.
Finance Lease: A leasing agreement where the business pays regular rental payments to utilize specialist machinery or practice equipment during the term, without taking immediate ownership.
VAT and Tax Loans: Dedicated short-term lending facilities specifically designed to help professional firms manage quarterly VAT obligations and annual tax liabilities efficiently.
Who Performance Finance Suits
Performance Finance specialises in serving UK professionals and specialised practice sectors. Their finance solutions are engineered to meet the capital requirements of established professional disciplines, including:
Opticians: Funding for optical diagnostic devices, practice fit-outs, and specialised retail or clinical machinery.
Dentists & Dental Practices: Capital for dental chairs, surgery equipment, imaging technology, and practice expansion.
Solicitors & Barristers: Targeted finance for legal practice growth, tax obligations, and partner buy-ins.
Accountants: Funding for accountancy practice development, IT upgrades, and seasonal VAT or tax payments.
Veterinary Surgeons: Commercial funding for veterinary equipment, diagnostic facilities, and practice premises upgrades.
Doctors & General Practitioners: Finance for medical technology, surgery refurbishments, and operational support.
Medical Aesthetics: Specialised equipment funding for aesthetic clinics investing in high-value cosmetic and medical aesthetics devices.
Leisure & Professional Practices: Commercial credit facilities for broader professional service businesses and leisure firms.
Key Details and Eligibility Requirements
Before applying for finance with any provider, it is helpful to review key business criteria and lending limits. Performance Finance maintains clear parameters regarding minimum and maximum deal sizes for commercial applicants.
Their published lending amounts start from a minimum deal size of £5,000 up to a maximum deal size of £500,000. Information regarding whether sole traders are eligible for their business finance facilities is not published by the provider. Companies considering applying should verify specific entity eligibility directly with the lender.
Regulatory credentials for Performance Finance include an FCA firm reference number of 689894 and a Companies House registration number of 04725729.
Feature | Provider Detail |
|---|---|
Provider Type | Lender |
Minimum Deal Size | £5,000 |
Maximum Deal Size | £500,000 |
Business Finance Products | Business loans, Asset finance, Hire purchase, Finance lease, VAT and tax loans |
Key Specialisms | Accountants, Dental & Veterinary Equipment, General Practitioners, Leisure & Professional Practice, Medical Equipment, Opticians, Solicitors & Barristers |
Access Method | Direct |
Sole Trader Eligibility | Not published |
FCA Firm Reference Number | 689894 |
Companies House Number | 04725729 |
How to Access Funding from Performance Finance
Performance Finance accepts applications directly from business owners and practice managers. Interested applicants can contact the lender directly via their official website (https://www.performancefinance.co.uk/) to discuss project requirements, obtain product details, and initiate a direct funding application.
Compare Business Finance Options with SME Money
While Performance Finance provides specialised direct lending for UK professionals and practice owners, reviewing options across multiple providers allows you to ensure that your business secures the most suitable terms and structures available.
At SME Money, we connect UK small and medium enterprises with specialist brokers who search over 70 lenders to find the right funding without the bias of a single bank or lender. Whether you are looking for Business Loans, asset financing through Equipment Finance, or transport support via Vehicle Finance, exploring the wider funding landscape helps you make informed decisions for your practice or business.