Cookie policy

Introduction

Welcome to smemoney.co.uk ("we," "our," "us"). This Cookie Policy explains how we use cookies and similar technologies on our website smemoney.co.uk (the "Site"). By using our Site, you consent to the use of cookies in accordance with this policy.

What are cookies?

Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work, or work more efficiently, as well as to provide information to the owners of the site.

Types of cookies we use

Necessary Cookies

These cookies are essential for the operation of our Site. They enable you to navigate the Site and use its features, such as accessing secure areas. Without these cookies, certain services cannot be provided.

Performance Cookies

These cookies collect information about how visitors use our Site. For example, which pages visitors go to most often, and if they get error messages from web pages. These cookies do not collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. It is only used to improve how our Site works.

Functional Cookies

These cookies allow our Site to remember choices you make (such as your username, language, or the region you are in) and provide enhanced, more personal features. For instance, these cookies can be used to remember changes you have made to text size, fonts, and other parts of web pages that you can customise.

Targeting/Advertising Cookies

These cookies are used to deliver adverts more relevant to you and your interests. They are also used to limit the number of times you see an advertisement as well as help measure the effectiveness of the advertising campaign. They are usually placed by advertising networks with our permission. They remember that you have visited a website and this information is shared with other organisations such as advertisers.

Cookies we set

Consent mode V2 compliance

Obtaining Consent

We comply with the UK's Privacy and Electronic Communications Regulations (PECR) and the General Data Protection Regulation (GDPR) by obtaining your consent before placing non-essential cookies on your device. When you visit our Site for the first time, you will see a cookie consent banner that explains our use of cookies and provides you with options to accept or reject different types of cookies.

Managing Your Preferences

You can manage your cookie preferences at any time by accessing the cookie settings through the banner or a dedicated link provided on our Site. You have the option to accept all cookies, reject all cookies, or customise your preferences by choosing which types of cookies to accept.

Withdrawal of Consent

If you wish to withdraw your consent for cookies at any time, you can adjust your browser settings to refuse cookies or delete cookies that have already been set. Please note that if you disable or refuse cookies, some parts of our Site may become inaccessible or not function properly.

Third-party cookies

We may use third-party service providers to help us analyse how our Site is used, to measure the effectiveness of our advertisements, or to provide other services on our behalf. These service providers may set cookies on your device to collect information about your online activities over time and across different websites. We do not control these third-party cookies and recommend that you check the third-party websites for more information about their cookies and how to manage them.

Changes to this cookie policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any significant changes by posting the new policy on our Site with a new effective date. We encourage you to review this policy periodically to stay informed about our use of cookies.

Contact us

If you have any questions about this Cookie Policy, please contact us:

Fractive Ltd (trading as SME Money)
By email: info@smemoney.co.uk