LINK CAPITAL (UK) LTD. Review: Wide-Range Specialist Divisional Broker Profile An independent look at LINK CAPITAL UK, and how SMEmoney can help you compare the wider market
Link Capital is a broker whose funding range spans £2,000 to £50 million, which is a very diverse offering. There are hundreds of FCA-authorised commercial finance brokers in the UK, and most business owners only ever speak to one. This page gives you a plain summary of LINK CAPITAL (UK) LTD, based in London, so you can weigh them up properly before you commit.
First, who we are. SMEmoney.co.uk is a Finance Technology Platform. We are not a lender and or a broker. We aggregate information on UK business finance rates, brokers and lenders and provide calculators and tools to help you decide where to place your funding needs. We connect UK SMEs with specialist broker partners who, between them, have access to hundreds of UK lenders.
The brokers handle the formal advice and application process; we provide the tech and matching. Our comparison pages and introduction service are 100% free to use, and we receive a fee from the broker we introduce you to, only if you go on to secure funding. Pages like this one exist so you can compare individual brokers, including firms we have no relationship with, against the wider market before deciding who to work with.
Feature | Detail |
|---|---|
Who they are | LINK CAPITAL (UK) LTD, trading as LINK CAPITAL UK, an independent specialist consultancy based in London. |
What they offer | Commercial mortgages, buy-to-let, invoice finance, leasing and asset finance, property development finance, bridging and unsecured finance. |
Coverage | £2,000 to £50 million for SME clients UK-wide. |
Structure | Specialist divisions for property development and trading business finance. |
Positioning | "For what specialist finance comes next..." |
Regulation | Authorised and regulated by the FCA, firm reference number 663340. |
Location | 124 City Road, London EC2V 2NX. |
Contact |
What LINK CAPITAL UK Does
LINK CAPITAL UK, the trading name of LINK CAPITAL (UK) LTD, is an independent specialist consultancy serving SME clients UK-wide across a remarkably wide range, from £2,000 up to £50 million, organised into specialist divisions for property development and trading business finance. That span, from very small facilities through to major transactions, gives the firm coverage across almost the entire spectrum of commercial finance needs.
The firm's product range covers commercial mortgages, buy-to-let, invoice finance, leasing and asset finance, property development finance, bridging and unsecured finance. LINK CAPITAL (UK) LTD is authorised and regulated by the FCA under firm reference number 663340, which you can verify for yourself on the FCA register.
Why Compare Brokers Before You Commit
Most SMEs take the first quote they are offered, and lenders know it. Comparing at the broker level, not just the lender level, usually costs nothing and often changes the outcome.
Panel Size Varies: One broker's lender relationships can produce a very different shortlist to another's for the same deal. Sector Fit Matters: A broker organised into specialist divisions may bring dedicated expertise within each finance type rather than a single generalist team. Fees Differ: Brokers are paid in different ways, so it always pays to ask how a broker earns from your deal. Link Capital disclose the following basis for commission.
"Typically we will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency, we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow, and rate for risk (based on the risk profile of the business)."
No Obligation: Speaking to more than one broker before applying costs nothing and keeps your options open.
How SMEmoney Fits In
There is no single right broker for every business, and this page is not a recommendation for or against LINK CAPITAL UK. If your funding need falls anywhere within their wide £2,000 to £50 million range, a firm like LINK CAPITAL UK may be a good fit, or there may be brokers that provide a more specialist service for your niche.
If your needs are more specialised, or you simply want to see what the rest of the market would offer, that is where we come in.
When you use SMEmoney, we take your details and independently match you with a specialist broker from our panel. Those brokers collectively work with hundreds of UK lenders, so you get a view of the market that no single lender relationship can give you. It is a straightforward way to fund your future without the bias of a single bank.
The SMEmoney Process
Work Out the Numbers: Use our free calculators to estimate repayments before you speak to anyone.
Submit Your Details: A short form covering your business, the funding need, and the amount.
Get Matched: We independently match you to a specialist broker from our panel who fits your requirement.
The Broker Searches the Market: Your broker approaches the most suitable of hundreds of UK lenders and handles the application.
Funding Secured: Terms are agreed and the funds land with your business.
Frequently Asked Questions
Is SMEmoney a lender or a broker? Neither. We are a technology platform for business finance. We connect you with specialist broker partners who handle the advice and application; we do not lend or advise.
Is SMEmoney connected to LINK CAPITAL UK? No. This page is an independent profile based on publicly available information, provided so you can compare brokers before choosing one.
Does it cost anything to use SMEmoney? No. Our calculators and introduction service are 100% free. We receive a fee from the broker we introduce you to, only if you go on to secure funding.
What does LINK CAPITAL UK actually arrange? Commercial mortgages, buy-to-let, invoice finance, leasing and asset finance, property development finance, bridging and unsecured finance, from £2,000 to £50 million.
Is LINK CAPITAL UK FCA regulated? Yes. LINK CAPITAL (UK) LTD is authorised and regulated by the Financial Conduct Authority, firm reference number 663340. Always verify a firm's current status on the FCA register before applying.
How do I contact LINK CAPITAL UK directly? Via linkcapitaluk.com.
What are LINK CAPITAL UK's specialist divisions? They describe divisions covering property development finance and trading business finance, each intended to specialise in that area.
How quickly can commercial finance complete? Speed varies by product; unsecured and asset finance can often move faster, while property-backed deals typically take longer because of valuations and legal work.
Will speaking to a broker affect my credit score? An initial conversation does not. A full application usually involves a credit search, and your broker should tell you before one is run.
Is LINK CAPITAL UK suitable for a very small funding need? Their stated range starts as low as £2,000, so smaller facilities are within their published scope, though acceptance always depends on the lender's own criteria.
